It's simple. When you use your Visa card to shop online, in a store, or anywhere, you're protected. With Visa's new Zero Liability policy, your liability for unauthorized transactions is $0. Shop safely and confidently with Visa.* To get the most out of your online shopping experience, take a look at these valuable tips:

1.Shop with merchants you know and trust.

2.Be sure to read delivery and return policies and privacy statements on any sites you shop.

3.Always use a secure browser and look for signs of security (e.g., secure URL [https://] or locked padlock) so you know you're shopping in a secure environment.

4.Never send payment information via email.

5.Never provide your card number as proof of age.

6.Keep a record of all your transactions.

7.Pay with your credit or check card.

8.Look for the rewards of online shopping.

9.Capitalize on the benefits of the Internet to research your purchases. 10.Take your time and have fun.

*U.S.-issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See your Cardholder Agreement for more details.

Shop safe, shop secure, shop pacwestserv.com today!